Studying abroad (or in a different part of the country from where you were born) can be a great way to learn both in and out of the classroom. When moving to a new country and getting used to how things work there, it’s best to have a safety net.
Student travel insurance is a financial safety net that protects you in various circumstances, including if you require medical assistance in an emergency or if your passport is lost or stolen.
A good student travel insurance plan is made with careful foresight, keeping in mind all the possible situations so that you are ready to handle each one quickly and in style. Even though different travel insurance companies create these policies, almost all have the same essential parts.
Here are some:
- Medical Emergencies
A student travel insurance policy will pay you money if you get hurt in an accident or suddenly get sick while abroad. Dental care can cost a lot of money, but if you have student travel insurance, the costs of your care would be covered. It also pays for getting you back to your home country for medical care if you get sick.
- Loss of Baggage
Even if you’re only going to be in a new country for a few years, you must pack up your whole life and take it. If you end up playing with those suitcases wrong, it could cost you money and make you feel bad. Insurance for travel abroad can help you get your money back to buy everything you need.
- Lost Passport
Obtaining a new passport when you lose yours in another country can be difficult and costly. With student travel insurance, you can call the insurance company’s helpline or report, and the costs of getting a temporary passport are also covered.
- Fee Reimbursement
You may have already paid for the current semester but must go home quickly because of a medical emergency. Here, a student travel insurance policy can help you get paid back, either in whole or in part, so that the damage is gone or is lessened.
- Compassionate Visit
Being sick is reason enough for a family to pay you a memorable visit. Also, if you get sick and need to go to the hospital for treatment, traveller’s insurance app can cover the costs of getting your family back home.
- Bail Payment
The laws of a foreign country are frequently challenging to comprehend. There could be consequences if you have a dispute with the local police. A student travel insurance policy might help pay for your expenses if you are arrested or detained by the police.
- Sponsor Protection
Students studying abroad can lose a lot (both personally and academically) when their sponsor passes away. In hard times like these, having a comprehensive student travel insurance policy pays off the insured person’s tuition fees.
- Daily Cash Allowance
Online travel insurance coverage is offered if the covered student is hospitalised for a period that exceeds the policy’s limits.
- Emergency Accommodation
Some countries are more likely to be hit by natural disasters than others. If you were to study in such a country and get caught up in a disaster, you might have to temporarily move out of where you lived to find a safer place to stay.
In this scenario, purchasing insurance for travel abroad can provide you with the additional financial resources and the emotional and logistical help you require to get through the crisis. So, if you plan to study abroad, compare policies and find the best travel policy to stay insured.
*Standard T&C Apply
‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘